For Homeowners in Minnesota

Need to make home improvements, but overwhelmed by where to start?

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We can help if you are a resident of Ramsey County.

The Ramsey County Rehabilitation Deferred/Forgivable Loan Program was designed to support you and enhance the safety of your home. And that’s why they offer a loan program that not only delays your repayment, 10 percent of your loan amount is forgiven each year over 10 years!

Learn more about the program below.

Available programs

Ramsey County Rehabilitation Deferred Or Forgivable Loan Program

This program can help you make health and safety repairs to your home with loans up to $20,000

Program details

The fast and affordable way to make clean energy upgrades

Energy efficiency and renewable energy upgrades make your home more comfortable, and may add to your resale value, and cut your energy costs. Slipstream EFS is here to help you finance your upgrade and achieve your goals. When you work with EFS you’ll benefit from:

  • User-friendly application process. Our online system makes it easy to apply 24/7.
  • Quick turnarounds on loan approvals. Provide all needed documentation at the time of application, and you'll have a decision within one business day.
  • Affordable loan rates. Competitive financing terms.
  • Great payment options. Many programs can be paid directly through your utility bill and we can often match the payment to your energy savings—meaning you’ll have low or no out-of-pocket costs!
  • Secure customer portal. EFS is committed to protecting your privacy! We use Secure Sockets Layer (SSL) technology to prevent unauthorized access to your data and maintain complete control over our system and the loan process. Please review our privacy policy for complete details.